Insurance

I have asked my insurance broker to renew my insurance, does that mean the insurance will be ...

2007-04-08T07:14:00.001-07:00

If you asked your broker to renew your insurance policy as it is then there should not be any changes to the policy. Whether there will be any changes to the rate will depend upon if your driving record and claims history has remained the same or if you have received tickets or ...

I have asked my insurance broker to renew my insurance, does that mean the insurance will be ...

A shopping cart got away from me and struck a car - being the person that I am I waited for the ...

2007-04-08T07:14:00.000-07:00

Unless your vehicle was involved, then you would not file a claimwith your car insurance company for the damage the car sustained due to the shopping cart getting out of your control. Depending on your renters/homeowners policy, this is where you could try to file this claim ...

A shopping cart got away from me and struck a car - being the person that I am I waited for the ...

I was told that in the State of Arizona, an insurance company was required to replace their ...

2007-04-07T19:17:00.001-07:00

In Arizona you need comprehensive coverage or full glass coverage, both optional coverages, on your vehicle in order for your windshield to be covered by your auto insurance. In AZ, comprehensive insurance is usually sold with a $250 to $1,000 deductible. All companies are re...

I was told that in the State of Arizona, an insurance company was required to replace their ...

I used to live in Florida when one of my cars windshield broke. ...

2007-04-07T19:17:00.000-07:00

No, California does not have a state statute or law similar to Florida which waives the comprehensive coverage deductible for the repair or replacement of a windshield. Some states have this as an optional coverage (like Arizona). Even though the state does not require insura...

I used to live in Florida when one of my cars windshield broke. ...

Crist signs insurance reform bill

2007-04-07T07:29:00.001-07:00

Gov. Charlie Crist signed into law Thursday a bill reforming insurance law and cutting property insurance rates in an effort to counteract swelling policy costs for Florida homeowners.

Crist signs insurance reform bill

I am a G1 driver in Ontario who will soon be buying a car of my own, even though I wont be able ...

2007-04-07T07:29:00.000-07:00

There are many factors that an insurance company considers when charging you a premium for insurance. You can contact your insurance company to determine if they have used the correct factors for your policy. Perhaps they have not. Insurance premiums are non-negotiable. If all o...

I am a G1 driver in Ontario who will soon be buying a car of my own, even though I wont be able ...

Norwich Union reportedly returning outsourced call centers to UK

2007-04-05T08:01:00.002-07:00

UK-based Aviva subsidiary Norwich Union is reportedly moving a number of its Indian call centers back to the UK. According to the Financial Mail on Sunday, the insurance company has been forced to rethink its outsourcing policy after misunderstandings between UK customers and Indian staff made the service unworkable.

Norwich Union reportedly returning outsourced call centers to UK

Time to review your homeowners policy

2007-04-05T08:01:00.001-07:00

If you haven't looked over your homeowners coverage since the Clinton era, you're long overdue for a thorough review. Chances are, your policy's a real nail-biter.

Time to review your homeowners policy

Is there an insurance that covers 7 or more cars, or do you have to have a car insurance for ...

2007-04-05T08:01:00.000-07:00

Insurance companies guidelines differ but many do have a limit or cap on the amount of vehicles allowed on a personalinsurance policy. Most insurance carriers limit the amount of vehicles on a policy to 4, but you can add more by endorsement after the insurance policy is purcha...

Is there an insurance that covers 7 or more cars, or do you have to have a car insurance for ...

ACE launches IT and network security cover online

2007-04-04T17:50:00.001-07:00

Bermuda-based insurance provider ACE European Group has launched an expanded IT hardware and network security policy, which will be available exclusively online under the name ComputerGuardPlus.

ACE launches IT and network security cover online

Will any of the auto insurance plans cover me if I am visiting Puerto Rico or Canada with my car?

2007-04-04T17:50:00.000-07:00

Insurance company policy terms and guidelines differ from one company to the next but normally astandardcar insurance policy covers you vehicle when you drive in theUSA, Canadaand Puerto Rico. Not all insurance policies will list Puerto Rico so you may need to ask specifical...

Will any of the auto insurance plans cover me if I am visiting Puerto Rico or Canada with my car?

Allianz to cut more than 7,000 jobs

2006-10-28T19:44:00.000-07:00

German financial services provider Allianz has announced over 7,000 job cuts in a corporate cost-cutting drive across its insurance and banking businesses.

Allianz to cut more than 7,000 jobs

Risk Management Solutions inks licensing deal

2006-10-28T07:26:00.000-07:00

Risk Management Solutions Inc. announced Monday that Beaufort Underwriting Agency Ltd., a Lloyd's of London managing agent, has licensed its catastrophe modeling platform to manage insured risks.

Risk Management Solutions inks licensing deal

Does UMPD apply in PA? If so, is there a lower deductible versus your collision deductible that ...

2006-10-27T22:00:00.000-07:00

The UMPD also known as Uninsured Motorist Property Damage coverage usually covers yourvehicle's damages from an accident caused by a driver that is uninsured. UMPD is not an available coverage in Pennsylvania. These are the available coverage in PA: Mandatory Pennsylvania Li...

Does UMPD apply in PA? If so, is there a lower deductible versus your collision deductible that ...

I have two cars with full coverage and a $250 deductible on collission. ...

2006-10-25T22:28:00.000-07:00

Thank you for your inquiry. I'm assuming that you and your spouse are insured by the same insurance company. If so, some insurance companies waive one of the deductibles if both parties are insured by them. We have also seen situations where companies charge both deductibles t...

I have two cars with full coverage and a $250 deductible on collission. ...

My wife backed out of my garage and hit my truck. ...

2006-10-23T10:43:00.000-07:00

It doesn't sound normal. It would appear that the Property Damage Liability from your policy would pay for the property damaged, unless there is some exclusion or policy definition that doesn't substantiate the claim. This is what PD pays for: Covers you if your car damages s...

My wife backed out of my garage and hit my truck. ...

My son turns 18 tomorrow. We are giving him a 1996 Honda Accord with 69,000 miles on it. ...

2006-10-22T15:48:00.001-07:00

For a young driver you will want to purchase the most insurance you can afford. You willnot need to purchasePhysical Damage coverage if you don't want the car covered. Depending on your state, you can elect these coverageoptions to protect him: Liability Coverage (LIABILTY)...

My son turns 18 tomorrow. We are giving him a 1996 Honda Accord with 69,000 miles on it. ...

Virginia Offers Consumer Guides with Sample Auto, Home Premiums

2006-10-22T15:48:00.000-07:00

Virginia's Bureau of Insurance has updated its free auto and homeowners insurance consumer guides and corresponding premium comparison pamphlets.
The guides are designed to help consumers understa

Virginia Offers Consumer Guides with Sample Auto, Home Premiums

My step-son moved to Alabama to go to college. ...

2006-10-20T09:19:00.000-07:00

First, to find out if your step-son can stay on your policy even without being a part of your household or going to college, you will need to check with your insurance company to find out. Insurance company's guidelines differ so it will depend upon what their underwriting rules...

My step-son moved to Alabama to go to college. ...

On a Michigan automobile insurance policy what do the abbreviations MCCA, MAIPF, MATPA mean?

2006-10-19T20:06:00.001-07:00

MCCA = Michigan Catastrophic Claims Association The MCCA is a mandatory state assessment that is determined by a group of private insurance leaders.If you are catastrophically injured in a car crash, the MCCA will pay every medical expense your regular insurance does not cover...

On a Michigan automobile insurance policy what do the abbreviations MCCA, MAIPF, MATPA mean?

My 16 year old daughter recently got her drivers license. ...

2006-10-19T20:06:00.000-07:00

We are not aware of any law that would prevent your 16 year old daughter from obtaining a car or insurance on it in New York at her age. There are some insurance companies though that will want her to have a full active license, so if she has only a permit or junior license then...

My 16 year old daughter recently got her drivers license. ...

N.H. Places ACA, Fraternal Benefit Society, in Temporary Rehabilitation

2006-10-19T07:56:00.000-07:00

The New Hampshire Insurance Department and the Board of Directors of ACA Assurance jointly announced that ACA Assurance has temporarily been placed in rehabilitation.
ACA Assurance is a Manchester

N.H. Places ACA, Fraternal Benefit Society, in Temporary Rehabilitation

I have full coverage. I was involved in a car accident where the police took me for DUI. ...

2006-10-18T18:08:00.000-07:00

Your insurance company should cover you, even if you were convicted of a DUI. You need to report the accident as soon as possible. The other party may have already reported it, so you need to contact your carrier to explain all the relevant facts related to the accident. Typica...

I have full coverage. I was involved in a car accident where the police took me for DUI. ...

My mother has a car which is insured under her name, with a lien on it. ...

2006-10-18T07:22:00.000-07:00

If your mother's insurance company was aware of the situation, your mother insuring a car that has the loan under your name, and there were no exclusions in her policy that would preclude you from driving the car and being covered under her policy, then the accident should be co...

My mother has a car which is insured under her name, with a lien on it. ...

My son is excluded from my auto insurance policy but sometimes I allow him to drive my vehicle ...

2006-10-15T07:31:00.000-07:00

It will depend upon state laws if your son would be ticketed or not if he was pulled over in your vehicle which he is basically driving without insurance. If your state requires every driver to be insured and he cannot prove that he is then he likely would be ticketed. If instea...

My son is excluded from my auto insurance policy but sometimes I allow him to drive my vehicle ...