Friday, September 29, 2006

There are 3 cars in the household and all are insured full-coverage. ...


You will need to check your state's law to find out if you can totally eliminate coverage from your brother's vehicle. It will depend upon your state insurance and financial responsibility laws if your brother is allowed to take all insurance coverage off of his vehicle while he...


posted by Blog Filters at 8:27 PM 0 comments  

I have a 19 year old son who brought a car and borrowed the money in his name and titled the ...


It may be possible to have your 19 year son and his car on your insurance policy if he resides with you. Some insurance companies will allow household members such as this with their own vehicle to be added to your policy while others may not. It really depends upon the individu...


posted by Blog Filters at 8:27 PM 0 comments  

Wednesday, September 27, 2006

My husband has obtained a commercial drivers license and taken a job with a large trucking ...


Typically the trucking company will use their insurance to insure your husband while he is driving their commercial vehicles. As for your personal car insurance, since insurance policies and guidelines di.aspx" title="My daughter just got her learners permit (Washington State)and wants to take her driving test. ...">My daughter just got her learners permit (Washington State)and wants to take her driving test. ...

posted by Blog Filters at 7:30 AM 0 comments  

Wednesday, September 27, 2006

My husband has obtained a commercial drivers license and taken a job with a large trucking ...


Typically the trucking company will use their insurance to insure your husband while he is driving their commercial vehicles. As for your personal car insurance, since insurance policies and guidelines differ you should talk to your specific insurance agent to find out if your ...


posted by Blog Filters at 7:51 AM 0 comments  

My son is in a military academy and considered on "active duty. ...


Insurance company guidelines differ so you will need to contact your insurance provider's agent to find out if they will require you to keep your son, that is away at the military academy for most of the year, on your auto insurance policy or not. Likely they will treat this sit...


posted by Blog Filters at 7:51 AM 0 comments  

Monday, September 25, 2006

Bankers Insurance Association re-elects Cook


The American Bankers Insurance Association re-elected Thomas Cook president and chairman of the board during its annual conference in Washington, D.C.


posted by Blog Filters at 8:37 AM 0 comments  

My boyfriend had an accident in my car earlier this year. ...


You should contact your insurance company to find out if they will cover the guardrail damages under your property damage liability portion of your policy. State and local laws may differ but we have indeed heard of an individual being billed for damages they did to guardrails...


posted by Blog Filters at 7:31 AM 0 comments none;" href="http://www.blogger.com/post-edit.g?blogID=24938311&postID=115915735882694177&quickEdit=true" title="Edit Post"> 

My boyfriend had an accident in my car earlier this year. ...


You should contact your insurance company to find out if they will coance Topics | Long Term Care Insurance News, Glossary and More - Everything you need to know about Long Term Care Insurance">insurance agent or the claims adjuster on the case to alert them to the fact she would like to quit the claim since the cost of repairs is less then your $500 deductible. Typically an insurance company will decline any claim that is...


posted by Blog Filters at 10:51 PM 0 comments  

Can you please tell me what the minimum and maximum penalties are for driving without insurance ...


States don't typically list their minimum penalties. The minimum insurance requirements forSC include coverage of Bodily Injury Liability coverage of $15,000 per injured person up to a total of $30,000 per accident, and Property Damage Liability coverage with a minimum limit ...


posted by Blog Filters at 7:53 AM 0 comments  

Aon Forms 'Affinity Worldwide' Unit


Aon Corporation has announced the formation of Aon Affinity Worldwide, a new business unit dedicated to serving people and businesses that have common interests and needs for specialized insurance pro



posted by Blog Filters at 7:53 AM 0 comments  

Thursday, September 21, 2006

I work at an used car dealership. We only have liability insurance on our vehicles. ...


You will need to read over the terms of your personal liability and physical damage coverages ( comprehensive and collision ) policy as well as and speak to your insurance company to find out for certain what, ifany, of these coverageswould extend to the vehicles you drive at ...


posted by Blog Filters at 9:19 PM 0 comments  

Thursday, September 21, 2006

I work at an used car dealership. We only have liability insurance on our vehicles. ...


You will need to read over the terms of yo you are aware since your vehicle's registration is currently suspended,if you do not have insurance coverage and you do not surrender your vehicle plates to the New York DMV, your registration and driver license are suspended indefinitely. If you had a lapse in your insuran...


posted by Blog Filters at 7:44 AM 0 comments  

Tuesday, September 19, 2006

Two Calif. Insurers File For Rate Reductions


Two insurers have filed for rate decreases in California. According to the California Department of Insurance, 21st Century, the state's fifth largest auto insurer, with more than 740,000 policy holde



posted by Blog Filters at 2:29 PM 0 comments  

Norwich Union launches budget motor insurance policy


Norwich Union, Aviva's UK insurance brand, has launched a new online motor insurance product called Simple Cover which aims to offer comprehensive insurance stripped of extras in a bid to attract web bargain hunters.


posted by Blog Filters at 2:29 PM 0 comments  

Monday, September 18, 2006

I am a massage therapist living in Colorado. ...


As of July 1, 2003 Colorado converted from having a no-fault auto insurance system into having a Tort system. This means that Personal Injury Protection (PIP) is no longer required. Instead the CO state law requires you to purchase bodily injury liability coverage of at least ...


posted bink" href="http://www.blogger.com/comment.g?blogID=24938311&postID=115870171733396920"location.href=http://www.blogger.com/comment.g?blogID=24938311&postID=115870171733396920;>0 comments  

Monday, September 18, 2006

I am a massage therapist living in Colorado. ...


Louisiana Law requires motorist to carry liability coverage on any automobile they own. This coverage pays for property damages or personal injury for which you may be legally responsible, up to your policy?s dollar limits. In Louisiana, each vehicle is required to have 10/2...


posted by Blog Filters at 2:24 PM 0 comments  

Friday, September 15, 2006

What are the reasons that my car considered total loss after the flood?


I don't know which flood you are referring to, but this is the reason an insurance adjuster may classify your vehicle as a total loss instead of a repairable vehicle: If the cost of repairing the vehicle, plus its salvage value, plus rental reimbursment expense during repair e...


posted by Blog Filters at 10:35 PM 0 comments  

Thursday, September 14, 2006

If I own a company and lease a company car in Florida can I get auto insurance that covers any ...


Yes, you will need to purchase a commercial auto policy , please follow the link for Commercial Insurance. You will need to purchase Business Auto Coverage. Included within the Business Auto category is Garage Coverage, Trucker Coverage, and Motor Carrier Coverage. The Busi...


posted by Blog Filters at 10:26 PM 0 comments  

Tuesday, September 12, 2006

Pavilion in partnership with British Cycling Federation


Specialist niche insurance provider Pavilion Insurance Network has signed a three year agreement with the British Cycling Federation to provide a ra that covers any ...">If I own a company and lease a company car in Florida can I get auto insurance that covers any ...

posted by Blog Filters at 10:26 PM 0 comments   ID=24938311&postID=115807314635522036"location.href=http://www.blogger.com/comment.g?blogID=24938311&postID=115807314635522036;>0 comments  

Monday, September 11, 2006

I have several questions about non-owners insurance:1) Is it available in all states?2) If the ...


You mentioned Texas in your question so here is the Texas Department of Insurance 's definition of a non-owner policy - it is insurance coverage that offers liability, uninsured motorist, and medical payments to a named insured who does not own a vehicle. #1 - Non-owner polic...


posted by Blog Filters at 7:29 AM 0 comments  

Sunday, September 10, 2006

I rear-ended someone today. Do I pay a deductible if it is just the other car getting fixed? My ...


You are correct; a deductible is typically only paid when using your own physical damage coverages (comprehensive or collision) to repair damages to your vehicle. When it is your liability coverage that has a claim placed on it by the other party whose caryou damaged there is...


posted by Blog Filters at 8:10 AM 0 comments  

Friday, September 08, 2006

When asking an insurance company for an SR-22 to be filed, what information about ...


In TN, the SR-22 form is proof of future financial responsibility as required under Tennessee Code Annotated 55-12-114.Aninsurance company needs the information as to "why" the SR-22 policy is needed so they can notify the state of your compliance. The following information lis...


posted by Blog Filters at 8:27 PM 0 comments  

Thursday, September 07, 2006

Axa enters group individual accident insurance market


In TN, the SR-22 form is proof of future financial responsibility as required under Tennessee Code Annotated 55-12-114.Aninsurance company needs the information as to "why" the SR-22 policy is needed so they can notify the state of your compliance. The following information lis...


posted by ual accident insurance market

posted by Blog Filters at 10:35 PM 0 comments  

Tuesday, September 05, 2006

I just moved to Miami to take a management training course in hotel industry, I have a ...


I would first suggest that you find out if your Mexican insurance provider will extend coverage to your vehicle so you can drive from Mexico to Florida. Many Mexican car insurers appear to have what is called border insurance for trips into the US from Mexico. In order to oper...


posted by Blog Filters at 7:11 PM 0 comments  

Saturday, September 02, 2006

I live in California, can I drive with an out of state license and still be insured? What about ...


If you have recently moved to California and have placed insurance on your vehicle you should be able to maintain that insurance with an out of state license until you are able to acquire a CA driver's license. This should be done rather quickly if you are now a California res...


posted by Blog Filters at 7:39 AM 0 comments  

I lived and purchased a used car in Wilmington, Delaware. ...


You need to have insurance on the vehicle if it is going to be on a road. According to the Delaware Division of Motor Vehicles , DE has Financial Responsibility Laws which requires each driver to carry minimum insurance coverage through a motor vehicle liability policy issued ...


posted by Blog Filters at 7:39 AM 0 comments  

A Year Later: La. Issues Updated Hurricane Katrina Insurance Figures


The Louisiana Department of Insurance has issued an updated statewide estimate of reported claims and insured losses paid-to-date (information as of July 31, 2006) for damage caused by Hurricane Katri


posted by Blog Filters at 7:39 AM 0 comments  

Friday, September 01, 2006

My windshield was damaged by a gravel truck. ...


It sounds like you are filling out a generic claim form for the gravel truck company. If this is the case, they may be requesting your insurance company for various reasons. Here are some examples why they request this information: Some states require you carryPersonal Inju...


posted by Blog Filters at 8:07 PM 0 comments  

I was just in an accident and I am pretty sure my car was totalled. ...


Typically, no. It would be up to your GAP policy guidelines. A GAP policy pays the difference between what your physical damage coverage pays (in this case there is no physicaldamage)and the outstanding balance. When a carrier offers GAP insurance it typically has this set a...


posted by Blog Filters at 7:56 AM 0 comments  

What would my uninsured motorist be if my liability was $25,000? Is it Florida law that I ...


In Florida your uninsured motorist limits are independent from your liability limits. Typically, they are less than or equal to your Bodily Injury Liability coverage, if you elected to have the coverage. Bodily injury is not required in Florida as part of basic minimum auto in...


posted by Blog Filters at 7:56 AM 0 comments  

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