Sunday, April 23, 2006

My boyfriend delivers pizza driver but he never thought to notify his insurance company. ...


Most insurance companies' normal private passenger auto policies do not provide coverage if the covered vehicle is being used to deliver property, i.e. pizza or people for a fee (salary, tips, etc). Coverage can thus be denied if an accident occurs while the personal vehicle is ...


Saturday, April 22, 2006

My 20 yr son (household member) drove my truck to work and got in an accident. ...


Most insurance companies require that you inform them of all licensed household members. In Florida, the Consumer Auto Insurance Guide put out by the state notes that it is the responsibility of the policyholder to verify that information given to an insurance company is correc...


Wednesday, April 19, 2006

N.Y. State Fund Offers Brochures in Spanish


The New York State Insurance Fund's two most widely-read publications, Partners in Safety and A Claims Guide for the Employer, are now available in Spanish.
"These publications will enhance NYSIF's


Monday, April 17, 2006

In Ohio, my wife's car was rear-ended and declared a total loss. ...


If you feel that the 3 day limit to your rental car allowance is not fair, you should try to negotiate more days with the at-fault person's insurance company. It could be that 3 days is all that the driver's policy allows for since your car was determined to be a total loss. A...


Sunday, April 16, 2006

What is a non owner bond? I no longer have a vehicle so I called to cancel my auto insurance ...


In Ohio, it is illegal to drive any motor vehicle without insurance or other financial responsibility (FR) proof. It is also illegal for any motor vehicle owner to allow anyone else to drive the owner's vehicle with FR proof. When applying for a driver's license or renewal of ...


Thursday, April 13, 2006

Why do auto insurance applications include questions asking for credit information or if you ...


There is much debate over the use of credit scoring to calculate auto insurance rates. There have been similar debates in the past about using age, sex, marital status, etc. Insurance rates are not purely calculated based on credit history. There are other variables such as wh...


What do I do if my car is stolen?


You should first notify your local law enforcement authority of the theft and file a police report promptly. Immediately thereafter report your claim to your insurance company. They will review your policy for the appropriate coverage, collect needed information and begin w...


Wednesday, April 12, 2006

Can I get insurance with a suspended license?


CarInsurance.com recognizes that your license may be suspended because you do not have insurance. Every state has different rules and each company has different guidelines. In some states with some carriers we can offer you a policy that will provide 45 days for you to obtain ...


I have motorcycle insurance only, and do not own a car. ...


The first step after an accident is to notify the police. They will determine fault, etc. After that, you and your friend will need to notify his insurance company - promptly. Even though you do not want to use his insurance company, they need to be notified to protect the...


I've been driving for almost 5 years now with my G2 but cannot do the road test with my current ...


As you are likely aware, if you do not exit out of the Ontario, Canada Graduated Licensing Program within 5 years, or take a test to retain your current class, your license will expire. This is 5 years after the date you received your original G1 licence. In Ontario, insuran...


Insured Losses from March Tornadoes in Mo. Hit $394 Million


As state and federal teams assess damage from last week's severe storms, losses from earlier storms and tornadoes are becoming clear, according to an Associated Press news account.
The first roun


Tuesday, April 11, 2006

Does CarInsurance.com have a non-operators insurance policy?


We do not offer a non-operators insurance policy, but we do offer a non-owners insurance policy in some situations. Some insurance terms are complicated and simiilar. Please read the related quetions below, titled: What is the definition of "non-owners" insurance and what are t...


My husband was rear ended by another vehicle in the Providence of Quebec. ...


In Quebec, Canada, vehicle and property damage claims are covered by private insurers. The Automobile Insurance Act of Quebec requires all vehicles to take out a minimum of $50,000 in coverage from a private insurer; this is termed Section A on an insurance policy. Section A (...


Does SR22 non-owners insurance cover policy holders in uninsured vehicles? Is it considered ...


You would want to verify that any vehicle you drive is insured and not rely upon SR-22 insurance to provide the necessary vehicle coverage. The owner of that vehicle is required to insure it. Your non-owners SR22 policy would be secondary to that insurance. A non-owners SR-22 po...


My insurance company has placed four insurance eligibility points on my policy. ...


Since an "insurance eligibility point" is a New Jersey term, I will answer the question for a NJ resident. The answer to your question is yes, your insurance company can continue to assess you 4 insurance points even if they are no longer any motor vehicle violation points on y...


If you do not own a car, do you have to be covered by insurance to borrow and drive somebody ...


The North Carolina DOT Division of Motor Vehicles requires that all motor vehicles registered in the state be covered by an automobile liability policy and that the insurance must remain in effect with continuous coverage until the registration is terminated. So accordingly to ...


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